First Guaranty Bank is seeking a Credit Intern for the Fall semester, aimed at students pursuing a business-related degree. The intern will participate in a structured credit training program, gaining hands-on experience in credit analysis and department operations while assisting senior credit analysts and lending officers.
Responsibilities
Assist senior credit analysts and lending officers by developing credit information for new, renewal, and extension loan decisions
Research and analyze credit and financial data from various sources, including credit bureaus, reporting services, internal files, and external contacts
Review and interpret financial statements and related documents
Prepare credit summaries, present findings, and occasionally provide opinions on creditworthiness
Respond to requests for credit information from customers, loan officers, and external agencies
Maintain up-to-date credit files with current financial statements, reports, and documentation
Gather and compile relevant data and reports to support credit decisions
Ensure compliance with the Bank Secrecy Act (BSA) and all other bank policies and procedures
Qualification
Required
Minimum GPA of 3.00
Enrolled in a business related major (i.e. accounting, finance, etc.)
Must be able to work at least 20 hours per week
Preferred
Medical, dental, vision, and basic life/AD&D insurance
Prescription drug benefits
Long term disability
Salary continuance (short-term disability)
Paid holidays
Paid vacation and sick leave
A tuition reimbursement program
401k
Section 125 cafeteria plan
The opportunity to earn FGB stock grants
First Guaranty Bank is a community oriented savings bank.
