Société Générale is a global financial services company whose Global Banking and Advisory division provides wholesale coverage, financing, and advisory expertise. The Credit Analyst Intern will support Credit Portfolio Management analysts by preparing credit assessments, reviewing portfolio exposures, limits and ratings, monitoring financial and legal information, performing peer reviews, and supporting financial modeling and reporting.
Responsibilities
Assessing the counterparty risk related to the credit risk, to the replacement risk and to the delivery risk on behalf of all GBIS PCRU’s excluding PRIV (to the exception of PCRUs assumed by business line when it has the specific required expertise, eg. LBO, etc…) and for all GBIS clients (excluding clearing houses, brokers, hedge funds and project SPV)
Contributing to regulatory reports (GRR, …)
Monitoring CORISQ limits for GLBA portfolio
Monitoring validation process of credit files, Group limits and rating of counterparties
Developing and monitoring of some regulatory models to measure credit risk
Assessing the impact of any financings to the overall loan portfolio in CPM
The Credit Analyst Intern will be responsible for assisting CPM analysts to manage a portfolio of clients, which mainly consist of large non-banking financial institutions within the America’s region (i.e., private equity funds, insurance groups, regulated funds, business development companies, private pension funds, asset managers and other financing type entities)
The intern will be responsible for supporting the preparation of credit assessments and participating in on-going portfolio review of exposures, limits, and ratings under the supervision of the Senior Credit Analyst
Monitoring of Net Asset Value performances and clauses in existing legal documentations (i.e., additional termination events in an MRA or financial covenant/events of default in an ISDA/CSA)
Performing peer reviews in the different NBFI space
Modelling of financial information within the SG tool to calculate and propose Obligor Risk Ratings
Liaising with other CPM teams in the Americas and Europe, internal business lines, relationship managers, legal and compliance departments, back-office operations, and RISQ
Using AI tools to automate manual tasks
Ad hoc reporting and administrative tasks
Qualification
Required
You are a graduate with a Bachelor or Master's degree with a focus in Finance, Accounting or Economics
You are knowledgeable in financial statement analysis
Strong working knowledge of Microsoft Office products (i.e., Excel, Word, Co-Pilot, etc.)
Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States
Preferred
Knowledge of Spanish is a plus
Societe Generale is one of the leading European financial services groups.
