U.S. Bank provides commercial real estate financing solutions to institutional, public, and private investors. The 10-week paid Commercial Real Estate Summer Internship provides training in financial statement analysis, credit assessment, underwriting, risk evaluation, covenant monitoring, and client-focused reporting, with mentorship and potential progression to a full-time Credit Analyst Development Program.
Responsibilities
Underwrite, structure and present a new loan opportunity as part of the intern Capstone project
Assist in completing quarterly trending reports (QTR) and annual reviews of existing clients
Support senior credit analysts in underwriting new business opportunities, financial spreading, risk rating loans, and calculating various financial metrics
Measuring, monitoring, and testing a wide variety of financial covenants as specified within credit approval documents
Reading and interpreting relevant credit approval requirements to accurately input monitoring requirements and covenants into a standard compliance monitoring system
Analyzing financial statement results and preparing reports to communicate financial performance and trends with Portfolio Managers, Relationship Managers, and/or Credit Administration
Interacting with clients as appropriate; attending meetings with companies in the supported portfolio
Explore the use of AI-enabled tools, including Microsoft Copilot, to assist with financial analysis, market research, and development of credit presentations and reports
Develop technical and business acumen through training, mentorship, and exposure to senior executives
Build a supportive community of peers through a variety of cohort strengthening activities such as social events, volunteer days, and development workshops
Qualification
Required
* Pursuing a bachelor's degree with a target graduation date of December 2027 or May 2028
* Basic understanding of Financial/Accounting terms, concepts, and applications
* Ability to start internship program on June 7, 2027
* Ability to work in office 3+ days/week
Preferred
* GPA of 3.0 or above
* Strong written and verbal communication skills
* Well-developed analytical skills
* Acute attention to detail
* Ability to work well under pressure and time constraints
* Ability to work equally well in a team environment and independently, exhibiting initiative, ownership, and flexibility
* Ability to work well under pressure and time constraints
* Effective oral and written communication skills
* Proficient in Word, Excel, and PowerPoint
* Experience with or exposure to Microsoft Copilot or other artificial intelligence (AI) tools and an interest in applying technology to enhance productivity, decision-making, and client-focused outcomes
Meaningful, hands-on work that impacts the business
Networking opportunities with senior leadership, U.S. Bank team members, and interns
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Hybrid work arrangement with flexibility on work location for working days outside the three days per week at the listed U.S. Bank location(s)
